When you’re a parent, nothing is more important than your child’s health and well-being. With
critical illness coverage, you can insure your child and make sure you’ll have the
financial freedom to support them as you see fit if they’re diagnosed with a covered critical illness.

How does Critical Illness coverage work?
Are 2 types of critical illness insurance to protect your insured child. You’ll receive a
tax-free benefit if your child is diagnosed with a critical illness covered by the policy. You can use the money however you see fit.

Why would you need critical illness insurance?

• To take time off work to be at your child’s bedside
  when they need you most
• To get prescription drugs or access specialized
  treatments that aren’t covered by the public health
  plan or your employer’s insurance plan
• To pay for private-sector or international medical
  treatment
• To cover unexpected expenses such as travel,
  accommodations and hospital parking
• To protect your child’s insurability
  Who should get a child Critical Illness coverage?
  Critical Illness for a child is a product of interest for parents and grandparents who want coverage for their child or grandchild.
• 
  Which illnesses are covered?
  Depending on the product and options you choose, Health Priorities can cover your child for
  up to 32 illnesses and conditions. When the insured child is diagnosed with a condition
  that meets the policy definition, you’ll be entitled to a benefit payment of up to 100% of
  your insurance amount.
• 
  You’re free to use the money as you see fit, for example, to pay for healthcare outside
  Canada or to hire help around.
  the house so that you can give the child all your attention as they recover.
  In addition to covering 26 critical illnesses,
  also provides provides partial payment (an advance) for some illnesses and conditions
  that don’t meet the definitions of the 26 covered illnesses. The amount of these payments
  varies between 1% and30%. You can receive up to 5 payments